I'm back! Did you miss me? I apologize for missing last week's newsletter. Due to some health circumstances, I could not get it out in time. 

Speaking of healthcare...I had my first hand experience with trying to get it last week. It's been almost 5 years since I last went to a doctor.With no health insurance offered by my company (and paying on my own not financially feasible) that trip to the ER cost a few grand for the basic bloodwork and tests that were run.